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3 Things Lenders Don’t Want to See on Your Bank Statements
When you take out a mortgage loan, your lender puts a lot of trust in you to repay the loan. Lenders can do this because they do thorough financial background checks on borrowers before agreeing to le Jan 01, 2020
Can I Refinance with Bad Credit?
Mortgage interest rates have tumbled in recent months, making refinancing more appealing than ever. As of the latest Mortgage Bankers Association survey, refinance request volume is up 180% over last Oct 09, 2019
Can I Get a Mortgage Without a Credit Score?
You need a good credit score to get the best rates on mortgage loans. Less-than-perfect scores will mean higher interest rates and subprime credit scores will make borrowing money very expensive. But Sep 18, 2019
What is a Loan-to-Value Ratio?
Once you get serious about buying a home or refinancing your current mortgage, you will probably hear the term “loan-to-value ratio” mentioned by your lender. What is this ratio and how do Jul 10, 2019
Benefits to Mortgage Debt
In order to buy a house, most Americans take on a mortgage loan. While debt is usually to be avoided if possible, when it comes to a mortgage there may actually be some financial benefits for borrower Jun 05, 2019