Michael Melgoza

Mortgage Advisor I Asesor Hipotecario

NMLS #1337473

Licensed In: CA
ย 
About Michael

๐Ÿก Mi pasión es ayudar a nuestra gente a hacer realidad el Sueño Americano de tener su casa propia. Como asesor hipotecario, quiero demostrarte que ese sueño puede estar más cerca de lo que imaginas. ¡Atrévete a dar el primer paso! ๐Ÿก

๐Ÿ”‘ Tus metas. Tu futuro. YourMortgageGuyMike. ๐Ÿ”‘

 

๐Ÿก My passion is helping families turn the American Dream of homeownership into reality. As a Mortgage Advisor, I believe that dream may be closer than you think. Every great journey begins with the courage to take the first step. ๐Ÿก

๐Ÿ”‘ Your Goals. Your Future. YourMortgageGuyMike. ๐Ÿ”‘

Learn More
How Long Does It Take to Sell a Home? A Practical Timeline

How Long Does It Take to Sell a Home? A Practical Timeline

Nov 04, 2026

Selling a home takes preparation, market time, and closing. Learn the timeline factors that can speed up or slow down

VA Non-Allowable Fees: What Veterans Should Know

VA Non-Allowable Fees: What Veterans Should Know

Oct 28, 2026

Learn which VA loan fees veterans cannot be charged, how the 1% rule works, and where closing cost savings can add up.

How Much Down Payment Do You Really Need?

How Much Down Payment Do You Really Need?

Oct 21, 2026

Learn how much or how little of a down payment you need to buy a home and what loan options you should consider to reach your goal.

Contact Michael
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.

Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 850-523-4897


Start Your Loan Application Today

Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage